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Who are we (AFILMARK):

The Years 2008-2009, the economy took a HUGE DUMP. And much of America (U.S.A.) went back to school to learn a new trade.

Why?  Because General Motors, Chrysler in 2009 filed bankruptcy.  

In 2008 alone, the United States government allocated over $900 billion to special loans and rescues related to the U.S. housing bubble, with over half going to Fannie Mae and Freddie Mac (both of which are government-sponsored enterprises) as well as the Federal Housing Administration

This meant Auto Manufacturing and buying a House / or Mortgaging a house would be severely impacted.  This meant if affected me.  I lived in a GM town.  My mortgage was as high as allowed to roll in my small business loans.

Something HAD TO CHANGE - and QUICK!!!

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“Unemployment is sky-rocketing; deflation is in our future for the first time since the Great Depression. I don't care whose fault it is, it's the truth.”~ John Mellencamp